The 2026 CID Compliance Audit

A Homeowner’s 10-Point Checklist for WUCIOA Compliance

Property Address: ___________________________
Association Name: __________________________

Section 1: Board Meetings & Transparency

● [ ] 1. The 14-Day Rule: Does the Board provide at least 14 days’ notice for all meetings
(unless it’s an emergency)? Standard notice is now 14-50 days.
● [ ] 2. The 15-Minute Voice: Does every Board meeting begin with a mandatory
15-minute owner comment period? Boards must allow owners to speak on agenda items
before any votes are cast.
● [ ] 3. Open Decision Making: Are all Board and committee meetings open to owner
observation? Closed-door “work sessions” where decisions are made are no longer
permitted under the new law.
● [ ] 4. Agenda Accessibility: Are meeting agendas and all written materials provided to
the Board (like repair bids or financial reports) made available to owners at the same
time?

Section 2: Financial Management & Reserves

● [ ] 5. Interest-Bearing Reserves: Are the association’s reserve funds held in a
US-regulated, interest-bearing account titled solely in the name of the Association?
● [ ] 6. The $250k Guardrail: If the community has over $250k in reserves, does the
Board have a documented policy for investing in securities that keeps at least 50% in
liquid accounts?
● [ ] 7. No-Fee Payment Option: Does the Association provide at least one method of
paying assessments that has zero convenience fees? Charging a fee for every available
payment method is now a violation.
● [ ] 8. Annual Reconciliation: Has the Board provided an annual “Account
Reconciliation” to ensure you were assessed only for the actual expenses incurred?
Section 3: Modern Property Rights
● [ ] 9. “Reasonable” EV/Energy Policy: Has the Board updated its bylaws to remove
“blanket bans” on EV chargers and Heat Pumps? Associations can no longer
unreasonably deny these installations on units or designated stalls.
● [ ] 10. The Resale Shield: Is your building’s Resale Certificate updated with the 2026
required contents? If a buyer receives the wrong format, they may have a legal “out” to
cancel the contract just days before closing.

Your Audit Score:
● 8-10 Points: Your community is a leader in 2026 compliance.
● 5-7 Points: You are at risk. A buyer’s lender may flag these issues, delaying your sale.
● 0-4 Points: Immediate Action Required. Your Board may be operating under “Legacy”
rules that are no longer legally enforceable.

Alicia Ewbank, CCS
Windermere Real Estate East, Inc,
Founder of Sellmycondo.org
aliciae@windermere.com
(206)446-1952
aliciaewbank.withwre.com
sellmycondo.org

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